This 100sqm shop space in Kambuzuma offers a prime location for your business. The main building spans 62sqm, providing ample room for retail operations. With commercial-neighbourhood zoning, you can attract local customers easily. The property comes with a Deed of Transfer, ensuring clear ownership. Kambuzuma is known for its vibrant community and accessibility, making it an ideal spot for your venture. Contact us today to arrange a private viewing.
This 100sqm shop space in Kambuzuma offers a prime location for your business. The main building spans 62sqm, providing ample room for retail operations. With commercial-neighbourhood zoning, you can attract local customers easily. The property comes with a Deed of Transfer, ensuring clear ownership. Kambuzuma is known for its vibrant community and accessibility, making it an ideal spot for your venture. Contact us today to arrange a private viewing.
The tenure, deed and zoning rules in plain language. Confirm specifics with your conveyancer before signing.
This is the highest form of property ownership. You own the land and the buildings on it outright and forever. This status is proven by a Deed of Transfer (Title Deed) registered at the Deeds Registry. You have absolute control to sell, alter, or use the property as collateral for a mortgage.
This is the gold standard of property ownership in Zimbabwe. The property is registered entirely in your name at the Deeds Registry. You have absolute control to sell, alter, or use the property as collateral for a mortgage. There are no developers or municipal authorities standing between you and your ownership rights, but you carry 100% of the responsibility for maintenance, ZESA, and municipal rates.
These are commercial properties located outside the CBD, such as suburban shopping centers, office parks, or houses that have been granted "Special Consent" for commercial use. This is currently the most sought-after commercial zoning in Zimbabwe as businesses migrate away from the congested CBD in search of better parking, security, and infrastructure.
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Important notice:
While Propertyzone verifies that agents and agencies are duly registered with the EACZ, the platform does not currently verify individual property ownership, agent mandates from property owners, title deeds or deed numbers, municipal rates clearance certificates, approved building plans, accuracy or completeness of listing information. Accordingly, no representation or warranty either express or implied is made regarding the accuracy, legality, completeness, or reliability of any listing.
Users are solely responsible for conducting independent due diligence before entering into any property-related transaction. This includes, at a minimum verifying title deeds and ownership at the deeds registry, confirming municipal rates clearance and compliance, reviewing council approved plans and zoning, inspecting the physical property, confirming the agent's valid written mandate, seeking independent legal, financial and valuation advice.
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Historically, investors bought the shares of a property-holding company to bypass the 3% Deeds Office Stamp Duty. As of January 2026, the government aggressively shut down this loophole. Under the new Section 30C of the Finance Act, ZIMRA imposes a punitive 20% Special Capital Gains Tax (SCGT) on the transfer of shares in any "land-holding entity."
This massive tax applies whether the transaction happens in Zimbabwe or offshore. Before attempting a corporate buyout to save on conveyancing fees, you must instruct your corporate lawyer to calculate whether a direct asset transfer (paying standard Stamp Duty and regular CGT) or a share acquisition is actually more tax-efficient under the 2026 fiscal regime.
In Zimbabwe, the law of huur gaat voor koop dictates that you legally inherit every existing tenant and the exact terms of their current lease. You cannot evict them simply because you bought the building. The primary threat here is the Currency Trap.
If the previous owner locked in multi-year leases without strict, legally enforceable USD-denomination clauses or aggressive inflation-escalation metrics, you will inherit a building generating depreciating local currency (ZiG). Never submit an offer on a commercial asset until your lawyer audits the rent roll to confirm every tenant is legally bound to hard USD payments and that there are no unfulfilled "tenant improvement" financial obligations you are inheriting.
Harare commercial sellers routinely inflate their Capitalization Rates (Cap Rates) by advertising "potential" or "projected" income. You must value the asset strictly on audited, historical USD cash collected.
Furthermore, under new 2026 tax regulations, if your building houses SME or informal tenants liable for presumptive tax, landlords are now legally required to withhold and remit a 10% rental tax to ZIMRA on every dollar collected. When calculating your true net yield, you must aggressively deduct this tax burden, alongside the massive operational costs of running diesel generators and bulk water deliveries. If a seller refuses to provide 24 months of audited bank statements proving actual rent collection, their valuation is fiction.
A commercial property in Zimbabwe is only as valuable as its utility sovereignty. A commercial building without grid independence is an empty building. Your technical inspection must bypass aesthetics and audit the capital infrastructure: What is the exact KVA output and lifespan of the generators? Are the commercial solar lithium battery banks degraded?
Crucially, you must demand the Harare City Council Fire Safety Certificate. The council is aggressively targeting non-compliant commercial buildings. Retrofitting a multi-story CBD or industrial building with compliant fire-suppression systems can wipe out two years of rental yield. Deduct any compliance failures directly from your acquisition offer.
Foreign entities can freely acquire commercial property in Zimbabwe, but the danger lies in capital extraction. If you bypass formal Reserve Bank of Zimbabwe (RBZ) protocols—such as paying the seller offshore without registering the transaction locally—you will permanently trap your capital.
Every dollar used for the acquisition must enter Zimbabwe through an authorized Nostro banking channel and be formally registered with the Zimbabwe Investment and Development Agency (ZIDA). Without ZIDA certification and RBZ exchange control approval at the point of entry, you will be legally barred from repatriating your rental yields or future liquidation proceeds out of the country.
The only secure, bankable form of ownership in Zimbabwe is a registered Deed of Transfer (or Deed of Grant) recorded at the Deeds Office. However, the regulatory landscape has recently shifted. Under Statutory Instrument (SI) 76 of 2025, all traditional paper title deeds are undergoing a compulsory digital validation process. Before purchasing, your conveyancer must now verify that the seller’s paper deed has been validated or converted to a secure digital deed to prevent forged-document fraud.
The Cession Trap: Many new cluster developments and high-density stands are sold under "Cession." This means the developer or local council holds the master Title Deed, and you only own a contractual right to the property. You do not own the land. If the developer goes bankrupt or used the master deed as collateral for a bank loan that defaults, your property is at risk. Never buy a high-value property on cession without a conveyancer reviewing the developer's master title and subdivision permits.
Under the Regional, Town and Country Planning Act, a property’s zoning dictates its maximum yield, but the real market value is driven by commercial conversion potential and densification.
Commercial Conversions: Suburbs bordering the CBD (such as Eastlea, Milton Park, and Belvedere) command massive premiums because residential properties are being converted to commercial offices. However, operating a business on a residentially zoned stand without applying for "Special Consent" or a formal rezoning permit from the City of Harare is illegal. The council can issue enforcement orders forcing you to shut down. Do not pay a "commercial premium" for a residential property unless the agent can provide the approved commercial use permit.
Cluster Densification: In northern suburbs (Borrowdale, Highlands), large low-density stands are being bought for cluster housing. A seller cannot simply carve off a piece of their garden and sell it to you. A legal subdivision requires a Dispensation Certificate and a Certificate of Registered Title. If you buy an "unapproved subdivision," you will not be able to get a Title Deed or build legally.
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